Ron Dortch

Ron Dortch


Life Insurance Agent, HBW Insurance & Financial Services, Inc.
Registered Representative, HBW Securities LLC

Street Address:
2706 Enterprise Parkway, Suite C
Richmond, VA  23294

Phone: (804) 747-8229
Fax: (804) 747-4024
Email:



At HBW we are committed to finding some of the most competitive products at a competitive price for the customer.

When did you last review your life insurance, investments, IRA, or 401(k)?

Is your life insurance up to date? Have you reviewed your retirement accounts with a financial professional recently?

An HBW professional can help individuals, families, and businesses take action and implement strategies that align their money choices with their core values and goals.

The result: a solid financial foundation which frees you to spend your time on what really matters to you.

Investor Education

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Mortgage News

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Mortgage Rates Move Higher Before Jobs Data

Pending Home Sales Rebound from Record Low. What Might Boost Buyer Demand?

Fed Hosts Neighborhood Stabilization Summit

Pre-NFP Outlook Plus Loan Pricing Comparison

Litany of Investor Bulletins: Mortgage Insurance, Appraisal Photos, Originator IDs, Incomplete GFEs, 203(b)'s, Reserve Requirements, No More ARMs

Eliminate Investor Credit Overlays by Selling Directly to the GSEs

Expanding the Pool of Eligible Homeowners: Common Sense Underwriting Needed

The Day Ahead: Jobless Claims, Pending Home Sales, Productivity

New Mortgage Rate Lows Lost as Stocks Rally and Bonds Correct

Recap and Charts: July Construction Spending Data

Rising Refi Index Indicative of Pickup in Prepay Speeds on Recent Vintage MBS

Another Review of Originator Compensation Regs; Loan Programs That Don't Require an Appraisal; JP Morgan Cuts Deal to Reduce Buyback Exposure

Bond Market Suffers as Investors Reallocate Funds into Riskier Assets

Fed Leaves Door Open to Buy More MBS if Needed

The Day Ahead: Stocks Rally Ahead of Jobs, Manufacturing Data

Lock Desks Buy Back Hedges. Potential Shift in Production Coupon Looms

ATTENTION: Mortgage Rates Hit New Lows

S&P/Case-Shiller: Home Prices Rise in June. Tax Credit Hangover Ahead

Production MBS Coupon Hits New High. Loan Pricing Noticeably Better as 3.5s Trade Forward

New FHA MIP Structure to Slow Streamlines; Appraisal Adjustments; GSE MBS Issuance in July; FDIC Transparency; Update on Non-Agency Paper

The Day Ahead: Home Prices, Consumer Confidence, FOMC Minutes

Mixed Rate Outlook Provides Perspective: Risk Greatly Outweighs Reward

What Might Move Mortgage Rates in the Week Ahead?

HUD Secretary Tiptoes Around Another Tax Credit, Pushes Balanced Housing Policy

MBS Prices Recover from Friday Downtrade. Reprices for Better Possible